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Tonik: Loans & Deposits app for iPhone and iPad


4.4 ( 4704 ratings )
Finance
Developer: Tonik Digital Bank
Free
Current version: 5.0.3, last update: 6 months ago
First release : 21 Feb 2021
App size: 130.56 Mb

Tonik is the Philippines first neobank given a digital bank license by the Bangko Sentral ng Pilipinas. Tonik offers sky high savings interest rates and the quickest loans you can get.
 
Innovative. Passionate. Customer-first. Thats Tonik.
 
Were a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. Were a neobank thats there for you 24/7 with services thatll help you get ahead—and that includes our Quick Loan!
 
QUICK LOAN
 
Need an easy bank loan but got no credit history or collateral? Tonik Quick Loan is for you. Get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs.
 
Its called quick for a reason, because you only need to submit 1 valid ID. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date!
 
What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. No pre-termination or early payment fees!
 
TONIK LOAN FEATURES:
 
• Fast approval and real-time disbursement to your Tonik Account
 
• No credit history and no collateral needed
 
• Minimal documents required - only 1 valid ID required
 
• Flexible payment date - your preferred salary payout date
 
• 6, 9, and 12 months installment
 
• 100% digital - all loan info can be seen on the Tonik App
 
• Cash out the full loan amount real-time
 
• One bank account for application and cash disbursement
 
• No pre-termination or early payment fees
• With convenient and various repayment options
 
Tonik is a digital bank licensed and regulated by the Bangko Sentral ng Pilipinas and is a member of PDIC.